Pension Reviews and Pension Transfers

  • Mis-sold pension claimDisappointed with your existing investment performance?
  • Mis-sold pension claimUnsure of your charges and feel they may be high?
  • Mis-sold pension claim Have several plans and are looking to tidy them up?
  • Mis-sold pension claimHave moved employer and left a pension behind?
  • Mis-sold pension claimUnsure about your pension and want free quaility advice?

    • No Obligation Process

    We believe that everyone should have access to specialist pension advice without concerns about cost. Consequently, all of our clients have the opportunity to receive an independent, no obligation, free pension review and recommendation report.

    Financial Services advice is based on a client’s circumstances which become known to an adviser through some form of Fact Finding exercise. Equally, a client gets to know about the adviser through things like a business card and a client agreement which details the services provided, any costs and the manner of charges.

    Mis-sold Pension Claim Mis-sold Pension Claim

    Or call 0845 519 6093 and speak to one of our Mis-sold Pension Experts

    It is quite clear that the choices available to clients for advice and services are either paying for them in the form of a fee or by allowing that firm to receive a commission from a product or service provider should a transaction occur.

    Choosing the commission option means no transaction - no commission - no charge. Under normal circumstances you have to make this decision before any IFA can act on your behalf. You do of course have the right to change your mind at a later stage but if your initial choice is to pay by fee then you pay up front. If you choose the commission option there is no charge for the advice and recommendations.

    We will give you the options at the outset. If you would like to pay a fee you can, although we cannot see why you would want to do so at this stage. Once we have completed a Review of your existing pensions and made recommendations you will once again have the same choices. If the advice and recommendations made are that your pension should stay where it is then there is no charge. If the advice and recommendations are to move your funds and you do not take the advice there is no charge. If the advice and recommendations are to move your funds and you accept the advice you will be once again given the choice of payment options. You can pay a fee or allow us to receive a commission from the new provider. Request your free review now

    About The Review and the Process

    Our pension reviews are carried out by specially qualified pension advisers. They will obtain all of the available information about your existing pension arrangements, including details of the charges and investment performance. This information along with any special scheme benefits, rules and conditions will be compared to what is currently available within today’s independent pension market place. Taking into account the scheme information and your personal views, concerns, attitudes and aspirations a tailored review and recommendation report will be produced and posted to you.

    If the recommendations are to stay with your existing scheme and or make certain changes to what you already have then you will be told how and why. If the recommendations are to move your scheme you will be told why and where the adviser believes you should move it to. This advice will include not only why a particular provider has been selected but also what specific funds you should invest in to match your risk profile, age and planned retirement date. If you have several schemes each one will be reviewed separately and any recommendations will cover each individual policy.

    Once you have received your Free, Independent, No Obligation Pension Review and Recommendation report we telephone you to ensure you fully understand it and are aware of what the likely implications are of following or not following the recommendations.

    You are under NO OBLIGATION to follow the advice or recommendations.

    In future years, with your permission, your pension policies and any new contributions will be reviewed and re-assessed to ensure they continue to perform efficiently and in line with you and your circumstances. Life moves on, things change and your pension must move with you.

    This service will be of particular interest if any of the following apply to your scheme or schemes

    • Mis-sold pension claim A Personal Pension
    • Mis-sold pension claim A frozen Personal Pension
    • Mis-sold pension claimA With Profits Personal Pension
    • Mis-sold pension claimA Personal Pension with a company that may be overpriced
    • Mis-sold pension claimA Personal Pension where the provider no longer sells new pensions
    • Mis-sold pension claimA Company Pension with an employer who has ceased trading
    • Mis-sold pension claim A Company Pension which is being closed or changed
    • Mis-sold pension claim Been or getting divorced

    The review service is generally not available where the total value of all of your pensions is under £15,000 or there is less than 10 years to retirement, as it is unlikely that the benefits of transferring would be worthwhile. If in doubt please ask.

    Also see: What are mis-sold SERPS? and What is a mis-sold pension?

    How can I start a Mis-sold Pension Claim?

    You can start your mis-sold pension claim in 2 ways. You can call our Mis-sold pension helpline on 0845 519 6093 and speak to one of our pension advisors. You can alternatively complete our online enquiry form and one of our advisors will call you back.

    Mis-sold Pension - The assessment of your specific case will take a considerable amount of time (Hence our £60 fee). Our Mis-sold pension experts will complete a full fact find with you to establish exactly what the claim is. Once we have completed the Mis-sold Pension fact find your details will then be passed over to one of our claims handlers to start your mis-sold Pension Claim

    If we are successful with your case then we will charge you 15% of the total compensation you receive for being Mis sold your pension.

    Mis-sold Claim Mis-sold Pension Claim

    START YOUR MIS-SOLD PENSION CLAIM TODAY